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Dr. John Kearns

Dr. Carol Cleaver

Dr. Michael Main

Call: (515) 287-2493

Payment Options

Payment Options
  • Cash
  • Credit Cards
  • Debit Cards
  • Personal Check
  • Money Order
  • Care Credit (See info below)
  • Insurance
   


 

PAYMENT POLICY

PAYMENT POLICY FOR SERVICES RENDERED

DENTAL INSURANCE PATIENTS

  • Please be aware that even though you have dental insurance, your account is your responsibility, not that of your insurance company.
  • Co-payments and deductibles are due at the time services are rendered.
  • Before or during your initial visit, we contact your insurance company to obtain benefit information.  A disclaimer is given to us saying that they do not guarantee payment and the payment is based on the percentage of what they consider Maximum Plan Allowance. 
  • WE URGE YOU TO BE FULLY AWARE OF THE PROVISIONS OF YOUR POLICY, AS WE ARE NOT RESPONSIBLE FOR ANY ERRORS, OMISSIONS, OR MISINFORMATION GIVEN TO US BY YOUR INSURANCE COMPANY.
  • As a courtesy, we provide a written treatment estimate for any treatment recommended.  The treatment we recommend will be based on our professional judgment and what is in YOUR long-term best interest, not on whether you are covered by a dental benefit plan.  The treatment estimate is not a guarantee of benefits or payment, it is an ESTIMATE only! 
  • We do our best to provide the most accurate information to you; however, it is possible that your account may have a balance after your insurance has paid.  We ask that the balance be paid upon receipt of your billing statement.
  • A 5% courtesy discount is given for full payment of services at time of treatment, except with CareCredit Payments.

NO INSURANCE COVERAGE

  • Charges are due and payable at the time services are rendered. 
  • As a courtesy, we provide a written treatment estimate for any treatment recommended.
  • For your convenience, our office accepts Visa, MasterCard, Discover and CareCredit.
    (CareCredit is a financing option with approved credit)
  • A 5% courtesy discount is given for full payment of services at time of treatment, except with CareCredit Payments.

 


 

Care Credit

Care Credit Financing - CLICK HERE TO APPLYAs a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment program. With CareCredit you can finance 100% of your dental care and there are no upfront costs, no annual fees, and no pre-payment penalties. So, you can begin your treatment today and conveniently pay with low, monthly payments.

CareCredit offers a full range of payment plans so you can find one that works best for you. With the popular No Interest Payment Plans* there are no interest charges if you pay your balance in full within the specified time period. Monthly payments can be as low as 3% of your balance. For procedure fees from $1,000 and up, CareCredit offers 24, 36, or 48 month plan options with low monthly payments available.

CareCredit can be used by the whole family for ongoing treatment without having to reapply. And by using CareCredit for your dental care, you can save your other credit cards for household or unplanned expenses. It only takes a few minutes to apply for CareCredit and you'll receive an online decision in seconds! Apply Now or see our staff for more details.

* terms and conditions

Click Here For Printer Friendly Application

CareCredit - APPLY NOW!
 

Click Here For Estimated Monthly Payment Chart

Testimonials

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